bot / agent stress Confirmed fraudulent session

Account Takeover Detection

Traditional anti-fraud systems miss the subtle signs of a compromised account. We baseline normal behavior for every user, then surface deviations the moment they happen so your team can act fast.

$15.6B
lost to account takeover in 2024, up 23% from $12.7B the prior year.

Mule Account Detection

Mule accounts are hard to spot because they start as legitimate customers. We track how every account behaves over time — and surface the ones that no longer match their own history.

$10B+
in global losses from money mule attacks in 2023. A multi-billion dollar drain on the banking system.

Fraud Ring Detection

We detect when accounts share the same operator, when groups coordinate across accounts, and when behavioral patterns reveal organized activity. We can map the full shape of a fraud ring from a single confirmed case.

$15.9B
reported lost to fraud by Americans in 2025, a new record.

Duress Detection

When someone is being coerced, their behavior changes. We read those signals in real time, distinguishing a willing user from a coerced one, before an irreversible transaction goes through.

$12.5B
in U.S. consumer losses from social engineering and coercion scams in 2024.

Bot / Agent Detection

AI agents can now mimic human behavior convincingly enough to fool traditional detection. We separate legitimate automation from malicious agents by modeling the behavioral signatures that distinguish authorized activity from exploitation.

$116B
in losses from automated bot attacks, with incidents surging 28% in 2023.

Flexible API

Define your own protection against the fraud topologies that affect your platform.

@ndj.compile
def detect_mule_handoff(platform_q, account_q):
    history = []

    account_q.iterate(lambda session_id, meta:
        closest = account_q.closest_n(session_id, n=1)
        history.append((meta.timestamp,
            closest.any({"user": meta.user})))
    )
    # True while same operator — flips to False
    # at the point of handoff
    return history

Team

Matthew Yekell
CEO
B.S. Stanford University, Computer Science. Previously at Vista Equity Partners, Cboe Global Markets, and Stanford Management Company.
Luc Rosenzweig
CTO
B.S. Stanford University, Computer Science. Research at Stanford CS. Previously at NVIDIA, Apple, and Epic Games.
info@incandor.com →
time Account changed hands
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Platform
Behavioral Intelligence API
Use Cases
Account Takeover Mule Account Fraud Ring Detection Stress / Coercion Bot / Agent Detection
Team
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Behavioral intelligence infrastructure for fraud detection.

We build a behavioral map of every user on your platform — from how they physically interact with your app/website.

Built for financial institutions. No fraud labels required. No enrollment period. Works from session one.

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A behavioral map of every user on your platform.

Our proprietary foundation model learns what every user on your platform looks like from how they physically interact with your app — mouse movement, keystroke timing, scroll patterns, touch behavior.

No fraud labels. No enrollment period. Identity, intent, and state of mind — all from behavior alone.

Each dot = one session
Each color = different user
Anonymized session replay 0:00